about masthead image



The FHA Solution

Backed by the Federal Housing Administration (FHA), FHA loans are a great path to home ownership for those who have steady employment history, but might have debt or a lower credit score. FHA loans must meet requirements set by the FHA, but you can get into your home with as little as 3.5% down. These loans are very popular with first-time buyers.


What is the benefit of an FHA loan?

An FHA loan is a type of loan which is backed by the government in order to help people achieve their dream of purchasing a home. The FHA loan allows home buyers to get lower interest rates and put down as little as 3.5% even with less then perfect credit or with higher liabilities.

Is the FHA loan just for low-income buyers?

These are no income restrictions for FHA loans. FHA loans are available for those who can benefit from the advantages the FHA loan has to offer. Schedule a consultation with us today to determine if an FHA loan is right for you.

Can I qualify for an FHA loan with a bankruptcy on my record?

The FHA loan allows a waiting period of 1-2 years after the bankruptcy discharge date depending on the type of bankruptcy. One of our Next Level loan advisors can determine if you qualify even with a bankruptcy on your credit report.

What is the minimum credit score needed to qualify for an FHA loan?

We have FHA loan solutions for those with mortgage credit scores as low as 540.

How much loan will I qualify for?

Every financial situation is different. During the initial consultation, your Next Level loan advisor will be able to help you get pre-approved based on your financial picture.

Contact us

With access to over a dozen banks and investors, let us do the heavy lifting for you when it comes to your home loan.
Contact us now for a free consultation today, whether you are ready to buy or refinance your home orIf you just want to know what it takes to get started – we’re here to get you to the Next Level.

Contact us now for a free consultation.

Whether you're ready to buy or refinance or if you're planning for the future - We're here to get you tothe Next Level.

With an extensive network of banks and investors, let us do the heavy lifting for you when it comes tofinding the perfect loan for your perfect home.